Daily Archives: 09/03/2017

5 Smart Credit Moves for College Students

Building good credit is a necessity in today’s society. Credit cards are used for insurance, loans, apartment rentals and countless other things. The problem is, you need to start using credit to build credit. You aren’t gifted with a high credit score the minute you come of age. However, using credit can get you into trouble if you’re not careful. Here are five tips to guide you if you’re looking at building credit in college.

1. Get a Credit Card

Due to recent legislation, credit card companies are less predatory about offering students cards these days. You can still get one, though. You might need a co-signer, but getting a credit card with a low balance remains the easiest way to build up your credit. Check out who offers the lowest interest rates and talk to your parents about co-signing.

2. Pay off Your Balance Each Month

This is incredibly …


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